Get A Personal Loan of AED 60,000 in Dubai
“I have a very good business idea, but I don’t have capital to start.” You will hear this statement from many Kenyans working in the UAE. Often many of us opt to save for a long time to actualize our business ideas. And when we start, we put ourselves in a vulnerable position because in most cases we invest all our savings. Leaving us with nothing to hold for any emergency.

You Don’t Have to Wait
What if I tell you that we don’t need to wait for long to realize our dream of starting our own business at home or in Dubai? That we can get a loan of up to AED 60000 to launch our business. This way we get money to actualize our idea while still having monthly income to sustain our lifestyle expenditure. Hence, we don’t pressure our new business to pay our bills.
As a UAE resident, you might think that getting a loan from a local bank is hard or complicated. But it is not, banks do offer loans to residents. For instance, Dubai Islamic Bank can lend you a loan of up to AED 60,000.
Requirements To Get A Personal Loan In Dubai
To qualify for a personal loan, your company must be listed among the companies that pay employees through their salary bank accounts and earn a salary of at least AED 3000. Conversely, if your company is not listed in the bank systems you must be earning a salary of at least AED 6000.
If you fall in this salary bracket, you need the following documents to get started.
- Original salary Certificate
- Original Passport
- Visa copy(If your visa is not stamped on your passport)
- Bank statement(for Non listed companies’ employees)
Note: You can get a Salary certificate from your Hunan Resource Manager. If your residence visa is not stamped on your passport you can retrieve it from your UAE PASS app.
Armed with these documents you can visit any DIB bank near you to start the process of applying for a loan.
As we have seen, there is no need to wait until you have enough money to actualize your business idea. If your salary is more than AED 3000(for listed companies) or AED 6000(for nonlisted companies) you can get a personal loan in Dubai of AED 60k. All you need is to take your salary certificate, original passport, visa copy, and bank statement(non-listed companies) and visit any DIB bank near you.